The perfect MP3 player

Jonathan Ellis jonathan at
Mon Sep 19 15:09:48 MDT 2005

On Mon, 19 Sep 2005 14:48:29 -0600, "Grant Shipley" <gshipley at>
> Something like 95% or people who invest in stocks (ebay, orcl, msft,
> etc) themselves, lose money.
> Mutual funds and ETFs are the way to go.  The problem with mutual
> funds are the fees that you pay to have someone manage the stocks for
> you.

You mean, "one of the problems with mutual funds are..." :)

The CIO of Yale wrote a whole book on the subject:

(Haven't read it myself, but the problems he describes aren't new.)


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